Last Updated: January 2026 | Effective Date: January 2026
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Participant," "you," or "your") and wealthixe ("we," "us," or "our") governing your enrollment in and participation in our professional financial education programs and use of our services.
By registering for any program, accessing our website, or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not register for programs or use our services.
Participants must be at least 18 years of age. By registering, you represent that you meet this age requirement.
You agree to provide accurate, current, and complete information during registration and to update this information as necessary. You are responsible for maintaining the confidentiality of your account credentials.
Our Programs are designed for professionals in HR, organizational development, and related fields. While specific professional experience may not be required for all Programs, participants should have appropriate professional context to benefit from the content.
Program fees are stated in United States Dollars (USD) and must be paid in full prior to program commencement unless alternative arrangements have been explicitly agreed in writing. Prices are subject to change, but changes will not affect enrollments already confirmed and paid.
We accept payment via credit card, bank transfer, and other methods as specified during registration. All payments are processed securely through our payment service providers.
Program fees are exclusive of any applicable taxes. Participants are responsible for any taxes, duties, or other governmental charges applicable to their enrollment.
Cancellation requests must be submitted in writing to [email protected]. Refunds are provided according to the following schedule:
We reserve the right to cancel any Program due to insufficient enrollment, facilitator unavailability, or other circumstances beyond our control. In such cases, participants will receive a full refund or may transfer to an alternative program date.
Refunds are processed within 14 business days of approval and will be credited to the original payment method.
Certification exam fees and assessment costs are non-refundable once the assessment has been accessed or attempted.
Participants are expected to attend all scheduled sessions. Absence from sessions may affect eligibility for completion certificates or certification. We do not provide refunds for missed sessions due to participant scheduling conflicts.
Participants must maintain professional standards of conduct during all program interactions. Harassment, discrimination, or disruptive behavior will not be tolerated and may result in immediate removal from the program without refund.
Participants must complete all assessments independently unless group work is explicitly permitted. Plagiarism, cheating, or other forms of academic dishonesty may result in removal from the program and forfeiture of fees paid.
All Materials, including but not limited to course content, presentations, handouts, videos, and assessments, are protected by copyright and other intellectual property laws. These Materials are owned by wealthixe or our licensors.
Upon enrollment, you receive a limited, non-exclusive, non-transferable license to access and use Program Materials solely for your personal professional development. You may not:
You retain ownership of any content you create during program participation. By submitting content to us (such as discussion posts or project work), you grant wealthixe a non-exclusive license to use, reproduce, and display such content for educational and program improvement purposes.
Our Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that Services will be uninterrupted, error-free, or meet specific requirements.
While we design Programs to support professional development, we make no representations regarding specific career outcomes, certifications obtained, or organizational results achieved through program participation. Success depends on individual effort and organizational factors beyond our control.
To the maximum extent permitted by law, wealthixe shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our Services, including but not limited to lost profits, lost data, or business interruption.
Our total liability for any claims arising from these Terms or your use of Services shall not exceed the amount paid by you for the specific Program giving rise to the claim.
We are not liable for failure to perform obligations due to circumstances beyond our reasonable control, including natural disasters, pandemics, government actions, technical failures, or other force majeure events.
You may withdraw from a Program subject to our cancellation and refund policy outlined in Section 5.
We may terminate your participation immediately if you violate these Terms, engage in unprofessional conduct, or for other legitimate reasons. In cases of termination for cause, no refund will be provided.
Upon termination, your access to Program Materials and Platform will be revoked. Sections of these Terms that by their nature should survive termination shall continue in effect, including intellectual property provisions, disclaimers, and dispute resolution terms.
Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By agreeing to these Terms, you also agree to the practices described in our Privacy Policy.
In the event of any dispute arising from these Terms or your participation in Programs, you agree to first attempt to resolve the matter informally by contacting us at [email protected].
If informal resolution is unsuccessful within 30 days, disputes shall be submitted to mediation administered by the Singapore Mediation Centre before pursuing other remedies.
These Terms are governed by the laws of Singapore. Any legal action arising from these Terms must be brought in the courts of Singapore, and you consent to the exclusive jurisdiction of such courts.
These Terms, together with our Privacy Policy and any additional terms specific to particular Programs, constitute the entire agreement between you and wealthixe regarding our Services.
We may modify these Terms at any time. Material changes will be communicated via email or prominent notice on our website. Continued participation in Programs after changes become effective constitutes acceptance of modified Terms.
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your program enrollment without our prior written consent. We may assign these Terms without restriction.
Notices to you may be provided via email to the address associated with your account or through prominent posting on our website. You may provide notices to us at [email protected].
For questions or concerns regarding these Terms, please contact:
Email: [email protected]
Phone: +65 6428 7391
Mailing Address:
wealthixe
77 Robinson Road, #22-05
Singapore 068896
Acknowledgment
By enrolling in our Programs or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.